Making your first step on to the property ladder is never easy, but with sky high property prices some are now finding harder than ever.
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At Mortgages-by-Phone we are doing our best to help First Time Buyers (FTB's) find their way onto the property ladder. We realise that saving for a deposit is difficult for a lot of people so visit our 100% Mortgage Section if that is of interest to you.
The problem for most FTB's is not paying the monthly mortgage payments but getting a big enough mortgage to buy even a starter home.
As home ownership is still cheaper than renting in many cases, it is worth the effort, so don't be put off trying.
Before you speak to a mortgage lender or mortgage broker you should use the how much can I borrow? calculator. Once you've used the calculator and have your eye on a property within your budget, the next step is to speak to a mortgage adviser.
We can help, simply complete our one minute form and a we can connect you to a broker and a great quote.
ü Plain English, no jargon mortgage advice
ü Fill out our fast and easy express form
ü Adverse Credit Accepted
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